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  • Susan Xiong

Valentine's Day



Who doesn’t love to be showered with a beautiful bouquet of red roses, boxes of chocolates, fancy dinners, and diamond jewelry? February 14th isn’t a holiday just for women to be showered with love and material gifts, men also have the luxury to receive collectibles from their favorite sports teams, the best firearm before the next hunting season comes around, or even an expensive set of golf clubs to be used on the straightaway.


No matter what you are gifting your special someone this Valentine’s season, are you prepared if your expensive purchase gets lost, damaged or stolen? What if that expensive gift was an engagement ring you planned on proposing with?


Therefore, it is important when making a big purchase to always check with your homeowner’s or renter’s insurance policy to see what specific items are covered and what is not covered. Be sure to check to see what your coverage limitations are too.


It is also important to consider putting valuable possessions such as jewelry, family heirlooms, artwork and antiques on an extra coverage option on your homeowner’s or renter’s insurance policy. When you have high-valued items such as an engagement ring or a piece of artwork some insurance carriers can provide more coverage so you can have peace of mind knowing your special belongings are taken care of. Other insurance policies can provide coverage for specific items or you can buy increased jewelry limits on a blanket basis.


No matter the case you can be rest assured that there are extra coverage options for your precious possessions. Be prepared to protect your valuables when gifting your special someone this Valentine’s Day or any day. Talk to a Paroubek Insurance agent and find the right coverage for your valuables today!




https://www.consumerreports.org/jewelry/financial-tips-when-buying-jewelry/

https://www.forbes.com/sites/megangorman/2019/02/13/the-price-of-giving-a-gift-of-jewelry-this-valentines-day/#35e33b133795

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