Being a Smart Consumer- Health Insurance

Being a Smart Consumer when it comes to health insurance isn’t just a want, it’s a must have need. Did you know that when we are not smart consumers on the care we access, we are hurting everyone including ourselves?  

How are we hurting ourselves you ask?   

• Driving up price of health insurance premiums for ourselves and others.

• Driving up price of care, the cost for ourselves and others.

How can I be a smart consumer?

1. Yearly physicals – yes these are very important, it can help not only keep us healthy but also help find health issues before they get out of hand or worse.

2. Maintenance medications – Take your medications to try and help avoid bigger health problems or extra ER visits.

3. Go to lowest costing care places whenever possible:

Virtual or in person doctor appts – 1^st choice

Urgent Care – 2^nd choice, if 1^st choice not an option (after hours, unable to be seen in clinic at doctor office in timely fashion- the situation cannot wait for a doctor appointment, etc).

ER – last choice whenever possible.  Emergency Room visits are the most expensive place to seek care.

To learn about individual or group health benefits and coverage call or email Angela Romenesko at Paroubek Insurance (920) 347-9115 or aromenesko@paroubekinsurance.com