Coronavirus and the steps you can take to protect yourself
It is important to stay alert and prepared in the mist of the coronavirus epidemic. The Centers for Disease Control and Prevention (CDC) has recommendations to help with preventing illness from the Coronavirus (COVID-2019) It is most important to understand that there is currently NO VACCINE to prevent the coronavirus disease 2019 (COVID-19). The best way to prevent illness is to avoid being expose to this virus since the virus is thought to spread mainly from person-to-person.
CDC Steps to Prevent Illness COVID-19
Take steps to protect yourself
Clean your hands often
Wash your hands often with soap and water for at least 20 seconds especially after you have been in a public place, or after blowing your nose, coughing, or sneezing.
If soap and water are not readily available, use a hand sanitizer that contains at least 60% alcohol. Cover all surfaces of your hands and rub them together until they feel dry.
Avoid touching your eyes, nose, and mouth with unwashed hands.
Avoid close contact
Avoid close contact with people who are sick
Put distance between yourself and other people if COVID-19 is spreading in your community. This is especially important for people who are at higher risk of getting very sick.
Take steps to protect others
Stay home if you’re sick
Stay home if you are sick, except to get medical care.
Cover coughs and sneezes
Cover your mouth and nose with a tissue when you cough or sneeze or use the inside of your elbow.
Throw used tissues in the trash.
Immediately wash your hands with soap and water for at least 20 seconds. If soap and water are not readily available, clean your hands with a hand sanitizer that contains at least 60% alcohol.
Wear a facemask if you are sick
If you are sick: You should wear a facemask when you are around other people (e.g., sharing a room or vehicle) and before you enter a healthcare provider’s office. If you are not able to wear a facemask (for example, because it causes trouble breathing), then you should do your best to cover your coughs and sneezes, and people who are caring for you should wear a facemask if they enter your room.
If you are NOT sick: You do not need to wear a facemask unless you are caring for someone who is sick (and they are not able to wear a facemask). Facemasks may be in short supply and they should be saved for caregivers.
Clean and disinfect
Clean AND disinfect frequently touched surfaces daily. This includes tables, doorknobs, light switches, countertops, handles, desks, phones, keyboards, toilets, faucets, and sinks.
If surfaces are dirty, clean them: Use detergent or soap and water prior to disinfection.
If you are a business owner, it is important that you take precautions to protect your employees and your customers. Depending on your business, consumer demand may drastically increase or decrease during this time. Your staff numbers may also fluctuate and force you to think outside the box for news ways to do business. Business Income coverage that may be on your business policy does not provide coverage for loss of business income due to the Coronavirus. However, if you have more or less inventory than usual we can adjust your policy for the increase or decrease of contents.
COVID-19 is not the first infectious disease outbreak, and it won’t be the last. As we navigate through the present climate, take some time to evaluate your current business and how you may plan for future unforeseen risks.
Contact us today with any questions or if you would like to review your insurance policy.
https://www.federalreserve.gov/newsevents/pressreleases/monetary20200303a.htm https://www.federalreserve.gov/mediacenter/files/FOMCpresconf20200303.pdf https://www.cdc.gov/coronavirus/2019-ncov/about/prevention-treatment.html https://www.cnn.com/2020/03/03/success/mortgage-rates/index.html