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5 Great Tips to Buying the Right RV

Summer is finally here, and many people are investing in a RV (recreational vehicle) or travel trailer from the desire to explore the country for pure leisure, changes in telecommuting and remote work, or the opportunity to learn while on the road with family and friends. According to the Ipsos RV Owner Demographic Profile Study, RV ownership is at a record high with 11.2 million households owning an RV, which is a 62% increase over 6.9 million households in 2001. Below we have highlighted 5 great tips on buying the right RV or travel trailer from and

1. Set a Budget.

Decide on how much you can afford to spend on a RV purchase. Once you have a budget, narrowing down your RV options would be much easier to choose from.

2. What Is Your Current Towing Vehicle?

Do you have a truck or SUV that can tow an RV? If so, there are several options when it comes to buying a RV. Make sure to check your vehicle’s towing capacity by using the VIN number to get an accurate number of how much your vehicle’s towing capacity is. If you do not have a tow vehicle another option is buying a motorized RV (motorhome).

3. Research and Learn About the Different RV Models or Options.

Take time to research and learn about the different types of RV Models or options so you know what to look for. Below are brief descriptions of the 8 common types of RV models:

· Class A Motorhome – The largest of motorhomes, the Class A is generally what people think of when they picture an RV. They tend to feature the most amenities and have the most room—especially factoring in slide-outs. Large bathrooms, a queen- or king-size bed, full fridge, and large kitchen are all features you can expect to see in one of these sizeable RVs.

· Class B Motorhome – These are the smallest motorhome model you can buy. The Class B RVs are sometimes referred to as “campervans.” You will get a kitchenette, a small bathroom, and a living space. They are less practical for full-time living, but if you are camping somewhere you intend to spend most of your time outside, they are the perfect option.

· Class C Motorhome – Class C RVs fall in between Class A and B motorhomes in size. They are built on truck or van frames that are designed specifically for this size vehicle. They are clearly identifiable by an overhang above the cab that is usually used as sleep or storage space.

· Fold-Downs – Also known as pop-ups, these are lightweight towable campers. They expand up and usually outward and are more tent-like than most other campers. You are still up off the ground with a door to provide a little more privacy and protection from the elements.

· Expandable Hybrid Trailer – These fit between full Travel Trailers and Fold-Downs. You still get the experience of camping in a tent with the expandable foldouts, though more space with an option for a greater kitchen, dining, bathroom, and larger sleeping areas.

· Travel Trailer – Travel Trailers come in a wide variety of floor plans but tend to offer many of the amenities you find in a motorhome, like kitchens, bathrooms, and entertainment areas. They tend to be lightweight and can be dropped at campsites, so you maintain use of your towing vehicle for errands and sight-seeing. Slide outs can add a significant amount of living space, depending on the model.

· Fifth Wheel – Similar to a travel trailer but named for the in-bed hitch required to haul it. Because of the hitch design, Fifth Wheels feature a raised forward section that creates a bi-level design that adds more room to already spacious floor plans. They also often feature large windows to offer unparalleled views.

· Toy hauler – For those of you who like to bring their toys on the road with you, these towable RVs come equipped with built-in garages and a ramp. You do sacrifice some living space, but you have a safe, easy way to tow your ATV or motorcycles with you when you have a Toy Hauler. So, you have even more freedom to explore.

4. Who Will Be Traveling in the RV?

Think about who will be traveling with you in the RV. Friends, family, pets? Make sure there are seatbelts for all travelers if you are buying a motorhome. Also, be mindful if everyone would have a comfortable seat in the tow vehicle if you were purchasing a travel trailer.

5. How Do You Pan to Travel?

Consider how long and heavy the RV is before buying it. Or if you plan to leave it for the season at a campground. Check out the campground site beforehand and make sure the RV or trailer you are buying is not too long or wide. If you plan to visit state and national parks; a smaller RV may be more suitable for getting in and out of campgrounds, gas stations and overall may even drive better.

* Before you drive off the lot, be sure to protect your new investment. Whether you are purchasing a motorhome, or a travel trailer, make sure to have the proper coverages in place and that it is insured. Travel trailers are usually towed by a SUV or truck and your vehicle’s insurance liability coverage extends to the trailer but there is no physical damage coverage unless you add this coverage. Motorized RVs will need full coverage which includes liability and physical damage, especially if you have a loan. There may also be additional coverages or options that are offered by your insurance company, so be sure to update your insurance agent to discuss. Contact Paroubek Insurance today and let us help you protect your new RV investment!



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