Adding Teen Drivers
Do you have a teen who is starting to drive soon? It can be an nerve racking time but adding them to your insurance doesn't have to be! Here are a few tips that can help you through the process;
Teens need to be added to your policy as soon as they become licensed! While they have their temporary license and are going through drivers education, they are automatically covered on their parent's policy.
Even if your child will not have their own vehicle, they need auto insurance coverage. Often times the best option is for parents to add the child (with or without vehicle) to the parent's current policy. Talk to your agent to figure out what the best option is for your family!
Many insurance carriers offer a good student discount. This can mean a savings in premium, depending on your child's grades. Adding a teen driver is going to raise premium rates regardless, so be sure to ask your agent about this potential discount!
Go Beyond Drivers Ed
Make sure your child knows where vehicle registration and proof of insurance are in any vehicle they drive. Reiterate what they have learned in drivers education and go beyond by discussion laws, what to do in the event of an accident and who to call in the event of a break down.
Set a Good Example
Teens are most likely to learn their driving habits from their parents, so set a good example! be an attentive, defensive and cautious driver (and not just when they are in the car)!